How to Choose a Senior Living Community

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Choosing a senior living community for yourself or a loved one can feel overwhelming. But don't worry, we're breaking down your options, so you can feel confident about your decision. We'll also give you questions to ask on your search. The most important thing is to make sure you're comfortable, safe, and in a place that you're happy to call home.


Do your homework

You can start by making a list of what's important to you in deciding where you'll live. Next, schedule some time to tour each community or facility. Bring a family member or friend along to get their opinion. And don't forget to set your budget and be realistic about finances. In some cases, Medicare or Medicaid may cover certain services. Be sure to talk to your insurance provider to find out.

Learn About Medicare

Talk with a licensed Aetna representative

Monday-Friday 8am to 6pm CT

Your home, your choice

Let's take a look at some options for senior living communities.

  1. Independent living

This is a great choice for active and independent people looking to be a part of a community where they can socialize and be around others. Most independent living facilities take care of household and maintenance repairs, so that's one less thing for you to do.

  1. Assisted living

Are you somewhat active but need help with daily tasks like bathing, dressing, taking medications, and cooking? An assisted living facility may be a great choice for you. Residents live in private rooms or apartments, meals are provided, and nurses are on staff.

  1. Nursing homes

If you or someone you love needs 24-hour personal and medical care, a nursing home may be a great solution. If you have Medicare or Medicaid, some nursing home services may be covered. It's important to check with your insurance provider.

  1. Continuing care retirement community

These campus-like communities are a great choice if you're active and independent but want to plan ahead for the future. These communities offer independent living, assisted living, and skilled nursing services. That way, if you find yourself needing extra assistance, you don't have to look for a new place to live. Everything is all in one place.

Questions to ask

When you visit a senior living community, bring these questions with you. Whether it's the staff or people living there, talk to as many people as you can. You want to make sure that the community you choose addresses all your needs.

  • Can I see recent inspection reports?
  • What's the staff-to-resident ratio?
  • Can you provide references?
  • Is there someone on duty 24 hours a day?
  • Is there a doctor or nurse on staff?
  • Do you accommodate special diets?
  • Is reliable transportation available?
  • What activities, programs, or groups are available?

And remember, it takes time to find the right place to live. Be patient and know that the right community will come along.

Speak to a licensed Aetna representative about Medicare
Monday-Friday 8am to 6pm CT
1-833-942-1968 (TTY: 711)

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