30-Day Countdown to Quit Smoking

Is your approaching quit date giving you cold feet? These 30 reasons to quit will keep you motivated
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Your life insurance rates will go down—substantially

You won’t only save the money you’re spending on cigarettes. One 2007 comparison showed a 40-year-old nonsmoker paying $55.13 a month for a $1 million 20-year policy. The price for a smoker of the same age: $231.46 per month. That’s pure, actuarial math—the increased risk of dying that the smoker presents to the insurance company and that the company then passes on to the smoker.