Jennifer Chesak

Jennifer Chesak

Jennifer Chesak is a medical journalist for several national publications, a writing instructor, and a freelance book editor. She earned her Master of Science in journalism from Northwestern's Medill. She's also the managing editor for the literary magazine, Shift.

You can still get necessary scans, routine tests, and primary and emergency care, even with no health insurance—or if your coverage is lacking. Here's how.
Advertisement
Do medical bills affect your credit score? Yes, but don't panic. Unpaid medical bills aren't as detrimental as you think. Here's the timeline from bill receipt to when the debt lands on your reports.
Yes, you can negotiate with your hospital or health care office's billing department—to ask for a lower balance due on that high medical bill. And getting that discount is easier than you think.
It pays to understand how health insurance and billing work—so you can skirt sneaky medical care charges you hadn't bargained for.