6 Things You Need to Know About Insurance

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Finding affordable insurance should be easier

Everyone will be required to have insurance under the new law or pay a fee. If you don't receive coverage through an employer, you'll be able to shop for a plan via the Health Insurance Marketplace—find your state's marketplace at Healthcare.gov. (Open enrollment began on Oct. 1, 2013, and runs through March 31, 2014, with coverage starting as early as January 2014.) Every insurance plan that wants to be part of the marketplace will have to offer the same essential health benefits, including preventive care, emergency services, hospitalization, mental health services and prescription drugs. You'll be able to compare plans and find the right fit.

Next: Most preventive care will now be free