Money Trouble? 14 Depression-Fighting Tips
Understand how you got here
Self-blame is hurtful, but blaming everyone else isn't going to get you anywhere either, Klontz says. "Even if it's only 5% your fault, that's the part you can change and control," he says. "And that's the part that can give you hope."
Klontz recommends taking a hard look at why you got in trouble, and taking steps to address this issue. Examine your relationship with money, and mend it if it needs fixing.
Next: Turn off the TV