7 Health Insurance Horror Stories

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Bleeding from breast

Rosalinda Miran-Ramirez woke up with her shirt soaked in blood. Leaking blood from her nipple, she rushed to the emergency room. Doctors discovered a benign tumor.

Her insurance company originally agreed to pay the emergency room claim, but later changed its mind and sent her a bill for almost $3,000, because after reviewing the claim, the company decided Miran-Ramirez should have realized there was no emergency.

In health insurance company speak, does a bleeding breast mean all’s well? After Miran Ramirez's story was featured on a local TV news station in San Francisco, the insurance company decided to cover the cost after all.