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Money and Health:Paying for Treatments

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5 Proven Ways to Reduce Your Medical Bills

Insider strategies for getting more and better care for less money
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In the world of medical billing, there is often room for negotiation. Hospitals and doctors will consider giving discounts, even on overdue bills. Try these five bargaining strategies.  Read More

Do You Really Need That Medical Test?

You could be paying more for medical tests that you anticipated.
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Unnecessary medical tests are inflating your bills—and may even be endangering your health. Besides causing stress, excessive testing can eat up funds or insurance coverage.  Read More

Saving on Care: Emergency Rooms vs. Urgent Care Facilities

Why emergency rooms are not always the fastest —or most cost-effective—option
emergency-hospital-sign
For conditions that aren't life-threatening, you may be able to save time—and money—by going to your local urgent care facility. Learn which site suits your medical care needs.  Read More

8 Things You Must Do to Prevent Hospital Overcharges

A guide to the tricks and double-billing oversights that make hospital stays so darn expensive
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Often, erroneous charges are obscured by billing codes and "medicalese." Overcharges hurt the most when they are not covered by insurance, but even when they are, they can impact your pocketbook or your health. Learn how to spot and stop billing mistakes.  Read More

Diabetes and Medicare: One Patient's Story

Medicare helps, but he still pays $300 a month for medication and supplies
insulin-syringe-money-cost-medicare
Although 2003 legislation created Medicare Part D to pay for prescription drugs, there is a gap in coverage known as the doughnut hole that occurs when the federal government stops paying for drug purchases as an annual limit is reached...  Read More

Where to Find Money to Pay for Your Major Health Bills

A guide to getting money through health-care financing, life insurance policies, credit unions, and more.
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Snowballing medical bills cause about half of all bankruptcies, according to a 2005 Harvard study. Even middle-class people with good health insurance can quickly become mired in debt if they fall ill and can’t work.   Read More


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