Jeopardized retirement savings. If you're contemplating going part-time or even stopping work altogether in order to care for someone, think about your own retirement security first. Consider the situation of a 61-year-old retiree from San Francisco: When his mother, now 94, had a stroke three years ago, he quit his truck-driving job and took an early retirement package. He estimates that his pension is about 30% less than it would have been had he worked till age 65. "If I'd stuck it out the next three or four years, the higher pension plus getting a salary all that time, I'd be in much better shape financially," he says. "I sometimes wonder if I made the right decision."
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