More than 60% of U.S. bankruptcies are ultimately caused by mounting medical bills. Before a major health issue spirals into a personal financial disaster, consider getting help.
This nonprofit organization helps needy patients pay their insurance premiums, as well as prescription drug and other out-of-pocket costs. You can apply online (your doctor needs to fill out a form too) for up to a years assistance. After that, youll need to reapply.
For U.S. residents who are being treated for one of 21 diseases on this organizations listwhich includes breast cancer, cystic fibrosis, and multiple sclerosisPatient Access offers $1,500 to $8,500 of assistance toward medication costs for one year. Youll hear back on your online application within 48 business hours.
This fund provides help for prescription drug co-payments for chronic disease or cancer patients. Typically, patients receive $2,500 to $8,000 of aid per calendar year. If you choose to use a pharmacy associated with the fund, you can avoid having to submit claims for reimbursement.
If youre insured, Patient Advocate can help with your pharmaceutical co-payments. The foundation offers assistance to those with diseases such as diabetes, osteoporosis, rheumatoid arthritis, and various cancers.
This organization helps families with insurance plans that dont fully cover their childrens needs. For instance, it pays for speech therapy and hearing aids that families typically have to pay for out-of-pocket. Only those with a commercial health benefit planand not a federally funded plan like Medicaidcan qualify.